People need protection policies for a wide variety of reasons and there are several types of plans to cope with these situations. In the main, people require life cover or life insurance for their mortgage so that their family and dependants will not be left with a large debt to repay and the possibility of losing the home they enjoy so much.
To protect your family
and loved ones
To leave inheritance
to your family & friends
To pay off debts and
To bring peace of mind
We are not life insurance salesmen. There is no compulsion from any lender requiring you to have life cover. What we will do is help you evaluate whether you need life assurance or not, covering some eventualities which you may not have thought of.
Families with dependant children will also take out life insurance cover for a lump sum or income to provide for their children in the event of death. This life assurance provides financial support for the surviving parent or guardian so that costs such as child care, school trips, car expenses and further education can be afforded.
The cost of this life cover does not have to be large with appropriate advice and guidance from a financial adviser.
Please see below the different types of insurance that we can arrange for you
We share the same values and truly care about our reputation.
We have over 50 years combined experience in the financial services industry
We are proud of our 5* reviews and work solely from client recommendations
All Rights Reserved.
James Young & Associates is authorised and regulated by the Financial Conduct Authority (715673)
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE
Making a Complaint: It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department; James Young & Associates Ltd, 28 Whitethorn Gardens, Hornchurch, Essex, RM11 2AL. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk
*Loans secured from 02/13 - 09/21